One phở, paid in 4 seconds — here's the whole trip from top-up to receipt.
Add funds with your cards or Apple Pay. You'll see the fees and rates before you pay — always.
Point PayMoji at the same QR codes locals use. Works with VietQR, VNPay, QR Ph and more — all in one app.
Amount, fee, and rate up front before you pay. No mental math, no surprises at the end of the month.
The shop gets their money and you get what you came for — probably a steaming hot bowl of phở. Swipe, enjoy, repeat.
In Indonesia, PayMoji pays business QRIS codes.
Coming soon
Travel creators paying their way through Vietnam, the Philippines, and Indonesia. Tap a post to watch it.
VideoMarkeiz: The 4 weirdest phở dishes you must tryWatch on YouTube
ReelKeen: McDonald's Phở Burger, paid by QR with PayMojiWatch on Instagram
ReelSarah in Saigon: VTubers, cosplayers and QR shopping at a Saigon fairWatch on Instagram
Shortbrokethehabit: Finding the best sticky rice in Da NangWatch on YouTube
ReelBrandNewEats: A $30 perm in Hanoi, paid with PayMojiWatch on Instagram
ReelKeen: Walked into someone's apartment, and auntie started cookingWatch on Instagram
Shortbrokethehabit: Sunrise at Hai Van Pass, then an auntie appearsWatch on YouTubeReviews and messages from travelers using PayMoji.
Saving money and time
Just used PayMoji on my trip to Vietnam and honestly wish I'd found it sooner!! Topped up in seconds, scanned a QR code for my coffee like a local, no weird ATM fees or sketchy exchange rates. So easy I almost forgot I was paying in a foreign currency. Download this before vietnam trip!!
I used it this morning for my coffee — surprisingly faster than the 2 other payment apps I use! 👌
Love it!
Convenient and user friendly
Well I can confirm you’ve made this foreigner in Vietnam very happy 😂
I just paid a Grab with PayMoji. No issues at all! 🛵
No. Top up with your cards or Apple Pay, and PayMoji converts to local currency when you pay. No local bank accounts needed.
You see the fees and exchange rates before every payment — total including fees, on screen, before you swipe. No hidden markups, no monthly charges.
Live today in Vietnam (VietQR · VNPay), the Philippines (QR Ph), and Indonesia (QRIS business QR codes). Malaysia and Singapore are on the way.
Yes — only you have the keys to your wallet (self-custodial), so only you can move your funds. Your passcode and FaceID keep the app locked to you.
Static printed codes are the norm at street stalls. PayMoji reads them, asks you for the amount, and shows the rate before you swipe to pay.
